Wyre Housing Association Project

The WHA project operates a Money Advice Project, funded by Wyre Housing Association. The project aims to provide a holistic advice service for WHA tenants and others, primarily helping them to manage their debts and ensuring that they are receiving their entitlement to welfare benefits.

CAB projects aim to improve individual’s situations by helping people cope with difficult situations and empowering the individual to help themselves. This can lead to improvements in their general well being and by reducing levels of anxiety and stress; the client is more able to deal with their financial problems. The project will work with clients to identify ways of maximizing their income which in turn will help to reduce the amount of their indebtedness to Wyre Housing or other creditors. For some tenants this will mean reducing the risk of defaulting on payments or the risk of losing their homes.

Advice is available to tenants by direct referral from Wyre Housing and by referral through an adviser in the Cleveleys Bureau and various Bureau outreach centres throughout the Wyre district.

Clients will be initially be seen by a CAB general advice volunteer and then referred to the specialist caseworker if necessary. If you would like to discuss the project further, please contact Karen Evans on 01253 866520.

Financial Inclusion Fund

As part of the FIF project we host the FIF outreach worker who is employed by Blackpool Bureau to deliver the service at Wyre District Bureau. As part of the 2004 spending review, the government set out it’s commitment to tackle Financial exclusion and undertook to publish specific proposals in three key priority areas.

Access to Banking Services
Access to affordable credit
Access to Money advice

The Financial Inclusion Fund of £120 million over three years will support initiatives to tackle financial exclusion.

The Government has recognised that the most financially excluded would benefit from face to face Money Advice. Financial exclusion includes all or some of the following: no assets, no savings, no insurance, no bank account, no affordable credit, no access to Money Advice.

Shelter

Shelter provide a specialist debt and welfare benefits outreach service at the bureau on a weekly basis from eligible cases that are referred from the general cases seen in the bureau..